Mortgage Amortization Calculator
Generate a full amortization schedule and see how each payment splits into principal and interest.
Quick Answer: Enter your loan amount, rate, and term to generate an amortization schedule. You’ll see monthly payment (principal + interest), total interest paid, payoff date, and a breakdown of balance over time.
Prefer the explanation page? Read the guide.
Inputs
Offline-ready
No external libraries
Notes: This tool focuses on principal + interest amortization. If you want a full monthly budget (taxes, insurance, HOA, PMI), use the Mortgage Payment Calculator.
Results
Ready
Monthly Payment (P + I)
$0
Base payment without taxes/insurance
Total Interest
$0
Over the payoff timeline
Payoff Date
-
With extra payments applied
Amortization Schedule
Tip: Use Yearly Summary for faster scrolling on mobile.
| Year | Payment | Principal | Interest | Balance |
|---|---|---|---|---|
| Enter inputs and click Calculate. | ||||
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